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Legal

Privacy Policy

Version 1 · effective 1 Jan 2026

Draft pending legal review

This document is a placeholder and has not been approved by legal counsel.
Draft placeholder — pending legal review. This text has not been approved by Sowithme's legal advisers and is not legal advice. It summarises the product's operating principles for development and testing only.

Summary

  • We collect only the information needed to operate the platform and to meet legal obligations, including under Ghana's Data Protection Act, 2012 (Act 843).
  • Identity documents are stored privately, accessed only by authorised compliance staff via short-lived links, and every access is logged.
  • You can request a copy of your data, correction, or deletion (subject to statutory retention of financial and compliance records) from Account → Privacy.
  • Essential service messages are separate from optional marketing, which is off unless you opt in.
  • Retention periods are pending legal confirmation.